FAQS
Frequently Asked Questions
Find quick answers to the most common questions about our cover, pricing, and how we work.
Proud to introduce our clients to Kingsbridge Insurance for business cover
FAQ’s
Frequently Asked Questions
Are sole traders and contractors required to have insurance by law?
If you have employees, even if it is simply a spouse or partner occasionally helping out with admin, you may be required to have employers’ liability insurance cover.
Public liability insurance, professional indemnity insurance, directors’ & officers’ insurance and personal accident cover are not required by law – but are often required by a client within your contract. However, even if your contract does not require it, these covers are still an important way of reducing risks and claims.
Are subcontractors covered under Contractor Insurance?
This is dependent on the nature of the work and how the subcontractor has been employed.
If you do have any questions about insuring a subcontractor, our customer service team will be happy to help.
Does Contractor Insurance cover my employees?
Your employees are covered under your employers’ liability insurance, which you must legally have if you employ anyone.
GUIDANCE
Training & Guidance to Keep Your Premiums Down
At Skill Safe Insurance, we don’t just provide cover – we guide you on how to reduce your premiums. Taking approved safety courses not only keeps you and your team safer on site, but insurers often reward it with lower insurance costs.
By keeping your skills and certifications up to date, you protect yourself, your clients, and your bottom line. Our team is here to advise on the best routes for training so you can stay covered while paying less.
ENQUIRY
Quick Enquiry
Have a question or need a quick quote? Get in touch today and our team will guide you to the right cover for your business.