Terms & Conditions

Last updated: 24 August 2025

1. Who we are

“Skill Safe Ensure” (“we”, “us”, “our”) is a business based at:

Skill Safe Ensure, Scrumm, Red Lane, Tewkesbury, Gloucestershire, GL20 5BQ, United Kingdom.

Telephone: 07967 248 599
Email: info@skillsafeinsurance.co.uk

2. Our role

We act solely as an introducer to Kingsbridge Insurance for business insurance products.

We do not underwrite, arrange, advise on, administer, or provide insurance policies. Any quotation, policy wording, coverage decision, premium, renewal, claim, or complaint relating to an insurance product is handled directly by Kingsbridge (and/or the insurer) under their own terms and regulatory responsibilities.

3. Using this website

By using this website you agree to these Terms & Conditions. If you do not agree, please do not use the site.

We may update these terms from time to time; continued use means you accept any changes.

4. Information on this site

Content is provided for general information only and does not constitute financial or insurance advice. While we aim to keep information accurate and current, we make no warranties (express or implied) about completeness, accuracy, or fitness for a particular purpose. Any reliance you place on information here is at your own risk.

5. Quotes, purchases and policy documents

When you request a quote, purchase a policy, or manage a policy, you will do so via Kingsbridge Insurance (or its platforms).

The contract for insurance is between you and the insurer arranged by Kingsbridge. The insurer’s and Kingsbridge’s terms, conditions, duty of disclosure requirements, cancellation rights, cooling-off periods, and complaints procedures apply. Please read all policy documents carefully to ensure cover meets your needs.

6. Risk and training guidance

We may highlight general safety, training, or accreditation options. Such information is provided for guidance only and does not constitute advice or form part of any insurance contract. It does not amend cover, premiums, or insurer acceptance criteria. Any effect on pricing or eligibility is at the sole discretion of Kingsbridge and/or the insurer.

7. Third-party links

This site may link to third-party websites, including Kingsbridge Insurance. We do not control and are not responsible for their content, security, or availability. Use of third-party sites is at your own risk and subject to their terms.

8. Intellectual property

Unless stated otherwise, all content on this website (text, graphics, logos, images) is owned by or licensed to us and protected by applicable intellectual property laws. You may not copy, reproduce, or distribute content without our prior written permission, other than for personal, non-commercial use.

9. Liability

To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, or consequential loss, loss of profit, revenue, goodwill, data, or business interruption arising from your use of this site or reliance on its content.

Nothing in these terms excludes liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any other liability which cannot be excluded under English law.

10. Availability

We aim to keep the site available and secure but do not guarantee uninterrupted, timely, or error-free access. We may suspend or withdraw the site without notice.

11. Complaints

If your complaint concerns the website or our introduction service, please contact us using the details above.

If your complaint concerns an insurance policy, quote, claim, or cancellation, please contact Kingsbridge Insurance using the details provided in your policy documentation.

12. Governing law

These Terms & Conditions are governed by the laws of England and Wales. The courts of England and Wales will have exclusive jurisdiction over any dispute arising from or related to these terms or your use of the site.