INSURANCE
Sole Trader Insurance with Kingsbridge
Access specialist insurance for sole traders through Skill Safe Ensure, with tailored cover provided by a trusted specialist and supported by practical safety guidance.
Proud to introduce our clients to Kingsbridge Insurance for business cover
INSURANCE
Sole Trader Insurance with Kingsbridge
Sole traders face varied risks on every job, from managing projects to handling client responsibilities independently. At Skill Safe Ensure, we introduce you to a specialist insurance provider offering cover designed specifically for sole traders—allowing you to focus on your work with greater confidence. Support is available across construction, skilled trades, and creative services.
Typical cover can include public liability, professional indemnity, and protection for tools or equipment. What sets Skill Safe Ensure apart is the additional focus on safety awareness and best practice. We highlight practical guidance and accredited training that can help reduce risk and support better outcomes at renewal.
With Skill Safe Ensure, sole trader insurance is not just about having cover in place—it’s about building a safer, more resilient way of working that reflects the real demands of running your own business.
FAQ’s
Frequently Asked Questions
Are sole traders and contractors required to have insurance by law?
If you have employees, even if it is simply a spouse or partner occasionally helping out with admin, you may be required to have employers’ liability insurance cover.
Public liability insurance, professional indemnity insurance, directors’ & officers’ insurance and personal accident cover are not required by law – but are often required by a client within your contract. However, even if your contract does not require it, these covers are still an important way of reducing risks and claims.
Are subcontractors covered under Contractor Insurance?
This is dependent on the nature of the work and how the subcontractor has been employed.
If you do have any questions about insuring a subcontractor, our customer service team will be happy to help.
Does Contractor Insurance cover my employees?
Your employees are covered under your employers’ liability insurance, which you must legally have if you employ anyone.
INSURANCE
Sole Traders & Freelancers
Insurance isn’t just for large teams — if you’re a sole trader or freelancer managing projects alone, it’s important to have protection in place that reflects the real-world risks of running your business. From liability cover to help protect against claims, to options covering tools and equipment, the right policy can provide practical peace of mind.
At Skill Safe Ensure, we introduce you to a specialist insurance provider who can advise on suitable cover based on how you work. Whether you’re in construction, skilled trades, or creative industries, you can access protection designed to reflect the challenges you face every day.
INSURANCE
Can’t See Your Trade Listed?
We cover a wide range of trades and specialist professions. Visit our quote page to check your cover options and get started.
GUIDANCE
Training & Guidance to Keep Your Premiums Down
At Skill Safe Ensure, we focus on helping you reduce risk — not just react to it. By introducing you to Kingsbridge Insurance, you can access appropriate cover, while also benefiting from practical steps that may support better outcomes at renewal.
Completing recognised safety training can help improve on-site standards and reduce the likelihood of claims. We highlight relevant courses and guidance so you can keep your skills and certifications up to date — protecting your business, your clients, and supporting a stronger long-term insurance profile.
ENQUIRY
Quick Enquiry
Have a question or need a quick quote? Get in touch today and our team will guide you to the right cover for your business.